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Wilber, The first thing to ask yourself is, what do I absolutely need to power during an outage? Fridge, freezer, heat, a few lights. You wouldn't probably want to run a stove or clothes dryer off a genset.No, you do not need to supply a full 100 (or 200) amp just because that is what the house has. It is always about what you're actually going to connect and use at any given time. Keep in mind having some 'reserve' space so you can turn on a few extra lights, or when the fridge compressor kicks in.The 8kw standby unit is a nice choice for no reason other than it is automatic -- easy for the wife (not knowing how technical she is). Portable is nice if you need to use it elsewhere at times. Transfer switches are not hard to wire in if you are comfortable working on electrical (though you plan to have an electrician do it anyway) -- you select the 6-8 circuits you want to power and re-route those wires to the transfer panel. The transfer panel then connects to the main panel with a 50 or 60amp breaker, maybe larger (essentially becomes a subpanel), that you turn off when using the genny. There is some degree of know-how needed here to make sure the correct breakers are shut off as to not back-feed to the power lines. A step-by-step document posted next to the panel is a good idea. **Automatic transfer switches make this a lot simpler.**FWIW, i'd almost go with two smaller units, like the Honda, that can run parallel to provide mo-power. Quiet, easier to start (bigger ones have electric start so this becomes a moot point), easier to move, etc.With all the low wattage bulbs and more efficient appliances today, you COULD probably run an entire house off of 8000W no problem. I had a 5500W that ran my furnace fan, two fridges, microwave at times and various lights no problem. Water heater, range, and furnace heat are all NG though.If you're having an electrician do the install anyway, you may ask if he can provide a pre-install recommendation for what you need.I would NOT recommend running sensitive electronics (TV, computers, etc) off of a generator unless it were an inverter style generator.