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health insurance

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Farmer Jon:

--- Quote from: TexasRedNeck on October 29, 2020, 08:10:14 AM ---John, how many employees do you have?

Also, you don’t lose your HSA if you switch to a plan that is not a qualified high deductible plan.  You won’t be able to contribute to it but you can use it to pay for medical expenses.


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--- End quote ---
There are 3 of us but the nephew is still on my brothers plan.

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stlaser:
Prior to the wife being a nurse my company paid for major medical policy only then we paid cash out of pocket for small stuff. Being small company with like family employees maybe see what a major medical plan costs then have company set up to x into HSA every year per employee. I don’t know legalities of that last part but if it were me I’d be looking outside of the box a bit.

TexasRedNeck:
Yeah. You really don’t get much benefit from being a “group” until you get to 50 or 100 employees. There are so many government regulations in the smaller contracts that you might actually be better off on an individual policy through the exchange.

You might want to look at an ICHRA. Company gets tax benefit and so do you


https://www.takecommandhealth.com/ichra-guide


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Flyin6:
The name of that Christian based health coop is:

Medishare and Samaritan ministries

https://www.samaritanministries.org/

Farmer Jon:
Thanks guys I will look both of these over. We have a few weeks to figure out what to do.

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