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I believe it is much more important to be planning for the retirement long before the do I work another year question comes up. Maybe put a few more dollars away each month during the working years so you can retire at age 65 or even a few years before that. You only have so much time to enjoy retirement, why put it off another year or three.
Belongs down in the financial section, if you all don't mind, I might figure out a way to move it there.
Hope these guys know what they are doing
My slant on retirement is the following. The less you spend, the less you need to make/have. Life choices that allow for reduced financial footprint to me are the backbone to making whatever you have stretch. Home paid for, a home you can afford to maintain, no need to borrow for any reason. Live simpler, spend less, enjoy life more. So many people try to retire and maintain a similar level of spending, as when they were working.